Personal budget |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Jan |
Feb |
March |
April |
May |
June |
July |
Aug |
Sept |
Oct |
Nov |
Dec |
Year |
INCOME |
Rea's Pay
Check |
2,000.00 |
2,000.00 |
2,000.00 |
2,000.00 |
2,000.00 |
2,000.00 |
2,000.00 |
2,000.00 |
2,000.00 |
2,000.00 |
2,000.00 |
2,000.00 |
24,000.00 |
Az State
Retirement |
2,154.00 |
2,154.00 |
2,154.00 |
2,154.00 |
2,154.00 |
2,154.00 |
2,154.00 |
2,154.00 |
2,154.00 |
2,154.00 |
2,154.00 |
2,154.00 |
25,848.00 |
Miscellaneous |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Income totals |
4,154.00 |
4,154.00 |
4,154.00 |
4,154.00 |
4,154.00 |
4,154.00 |
4,154.00 |
4,154.00 |
4,154.00 |
4,154.00 |
4,154.00 |
4,154.00 |
49,848.00 |
EXPENSES |
Home |
Mortgage/rent |
1,326.59 |
1,326.59 |
1,326.59 |
1,326.59 |
1,326.59 |
1,326.59 |
1,326.59 |
1,326.59 |
1,326.59 |
1,326.59 |
1,326.59 |
1,326.59 |
15,919.02 |
Water |
50.00 |
50.00
|
50.00
|
50.00
|
50.00
|
50.00
|
50.00
|
50.00
|
50.00
|
50.00
|
50.00
|
50.00
|
600.00 |
APS |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
1,200.00 |
UniSource Gas |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
1,800.00 |
Q-West Internet, Direct, Phones |
179.00 |
179.00 |
179.00 |
179.00 |
179.00 |
179.00 |
179.00 |
179.00 |
179.00 |
179.00 |
179.00 |
179.00 |
2,148.00 |
Cellular
telephone |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Home repairs |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
1,200.00 |
Home
improvement |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Home security |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Garden
supplies |
50.00 |
50.00
|
50.00
|
50.00
|
50.00
|
50.00
|
50.00
|
50.00
|
50.00
|
50.00
|
50.00
|
50.00
|
600.00 |
Home totals |
1,955.59 |
1,955.59 |
1,955.59 |
1,955.59 |
1,955.59 |
1,955.59 |
1,955.59 |
1,955.59 |
1,955.59 |
1,955.59 |
1,955.59 |
1,955.59 |
23,467.02 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Daily living |
Groceries |
500.00 |
500.00 |
500.00 |
500.00 |
500.00 |
500.00 |
500.00 |
500.00 |
500.00 |
500.00 |
500.00 |
500.00 |
6,000.00 |
Child care |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Dry cleaning |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Dining out |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
1,200.00 |
Housecleaning
service |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Dog walker |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Daily living
totals |
600.00 |
600.00 |
600.00 |
600.00 |
600.00 |
600.00 |
600.00 |
600.00 |
600.00 |
600.00 |
600.00 |
600.00 |
7,200.00 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Transportation |
Gas/fuel |
350.00 |
350.00 |
350.00 |
350.00 |
350.00 |
350.00 |
350.00 |
350.00 |
350.00 |
350.00 |
350.00 |
350.00 |
4,200.00 |
Insurance |
220.00 |
220.00 |
220.00 |
220.00 |
220.00 |
220.00 |
220.00 |
220.00 |
220.00 |
220.00 |
220.00 |
220.00 |
2,640.00 |
Repairs |
60.00 |
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
720.00 |
Car
wash/detailing services |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Licensing |
60.00 |
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
720.00 |
Payments |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Transportation
totals |
690.00 |
690.00 |
690.00 |
690.00 |
690.00 |
690.00 |
690.00 |
690.00 |
690.00 |
690.00 |
690.00 |
690.00 |
8,280.00 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Entertainment |
Cable TV |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Video/DVD
rentals |
20.00 |
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
240.00 |
Movies/plays |
20.00 |
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
240.00 |
Concerts/clubs |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Entertainment
totals |
40.00 |
40.00 |
40.00 |
40.00 |
40.00 |
40.00 |
40.00 |
40.00 |
40.00 |
40.00 |
40.00 |
40.00 |
480.00 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Health |
Health club
dues |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Insurance |
800.00 |
800.00 |
800.00 |
800.00 |
800.00 |
800.00 |
800.00 |
800.00 |
800.00 |
800.00 |
800.00 |
800.00 |
9,600.00 |
Prescriptions |
200.00 |
200.00 |
200.00 |
200.00 |
200.00 |
200.00 |
200.00 |
200.00 |
200.00 |
200.00 |
200.00 |
200.00 |
2,400.00 |
Over-the-counter
drugs |
25.00 |
25.00
|
25.00
|
25.00
|
25.00
|
25.00
|
25.00
|
25.00
|
25.00
|
25.00
|
25.00
|
25.00
|
300.00 |
Co-payments/out-of-pocket |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Veterinarians/pet
medicines |
12.00 |
12.00
|
12.00
|
12.00
|
12.00
|
12.00
|
12.00
|
12.00
|
12.00
|
12.00
|
12.00
|
12.00
|
144.00 |
Weight
Watchers |
17.00 |
22.00
|
22.00
|
22.00
|
22.00
|
22.00
|
22.00
|
22.00
|
22.00
|
22.00
|
22.00
|
22.00
|
259.00 |
Jackson Life
- Joe 180.70 Qtr |
60.00 |
60.00 |
60.00 |
60.00 |
60.00 |
60.00 |
60.00 |
60.00 |
60.00 |
60.00 |
60.00 |
60.00 |
720.00 |
Jackson Life
- Rea 117 Qtr |
39.00 |
39.00 |
39.00 |
39.00 |
39.00 |
39.00 |
39.00 |
39.00 |
39.00 |
39.00 |
39.00 |
39.00 |
468.00 |
Health totals |
1,114.00 |
1,119.00 |
1,119.00 |
1,119.00 |
1,119.00 |
1,119.00 |
1,119.00 |
1,119.00 |
1,119.00 |
1,119.00 |
1,119.00 |
1,119.00 |
13,423.00 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Vacations |
Plane fare |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Accommodations |
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
3,000.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
3,000.00 |
Food |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Souvenirs |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Pet boarding |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Rental car |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Vacations
totals |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
3,000.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
3,000.00 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Recreation |
Misc |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
1,800.00 |
Sports
equipment |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Endless Pool
Maintenance |
20.00 |
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
20.00
|
240.00 |
Toys/child
gear |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Recreation
totals |
170.00 |
170.00 |
170.00 |
170.00 |
170.00 |
170.00 |
170.00 |
170.00 |
170.00 |
170.00 |
170.00 |
170.00 |
2,040.00 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Dues/subscriptions |
Magazines: Time/Cooks |
10.00 |
10.00
|
10.00
|
10.00
|
10.00
|
10.00
|
10.00
|
10.00
|
10.00
|
10.00
|
10.00
|
10.00
|
120.00 |
Newspapers |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Internet
connection |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Public radio |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Public
television |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Religious
organizations |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Charity |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Dues/subscription
totals |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
120.00 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Personal |
Clothing |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
150.00 |
1,800.00 |
Gifts |
15.00 |
15.00
|
15.00
|
15.00
|
15.00
|
15.00
|
15.00
|
15.00
|
15.00
|
15.00
|
15.00
|
15.00
|
180.00 |
Salon/barber |
60.00 |
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
60.00
|
720.00 |
Books |
10.00 |
10.00
|
10.00
|
10.00
|
10.00
|
10.00
|
10.00
|
10.00
|
10.00
|
10.00
|
10.00
|
10.00
|
120.00 |
Music (CDs,
etc.) |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Personal
totals |
235.00 |
235.00 |
235.00 |
235.00 |
235.00 |
235.00 |
235.00 |
235.00 |
235.00 |
235.00 |
235.00 |
235.00 |
2,820.00 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Financial obligations |
Long-term
savings |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Retirement
(401k, Roth IRA) |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Credit card
payments |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Income tax
(additional) |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Other
obligations |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Financial
obligation totals |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Misc. payments |
Sarah |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Car |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Other |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Other |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Other |
0.00 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00 |
Misc.
payments totals |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total expenses |
4,814.59 |
4,819.59
|
4,819.59
|
4,819.59
|
4,819.59
|
4,819.59
|
7,819.59
|
4,819.59
|
4,819.59
|
4,819.59
|
4,819.59
|
4,819.59
|
60,830.02 |
Cash
short/extra |
(660.59) |
(665.59) |
(665.59) |
(665.59) |
(665.59) |
(665.59) |
(3,665.59) |
(665.59) |
(665.59) |
(665.59) |
(665.59) |
(665.59) |
(10,982.02) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|